Helping people get out of debt is passion work for me. Today, African-Americans are significantly more likely to have some type of debt (94 percent) compared to the general population (82 percent). African-Americans have a median household debt of $18,000, not including home mortgages, which is about 50 percent higher than the household debt for the general population. One in four African-Americans has felt anxiety or depression as a result of debt.
We often speak of seeking political freedom, and have worked together as a community effectively towards this aim. Yet today, financial freedom is the next hurdle we must surmount if we want to make even greater gains towards social equality.
Dfree® is a lifestyle movement that I created that places an emphasis on the elimination of debt and addresses the root causes of chronic indebtedness. The dfree approach confronts the emotional, psychological and spiritual causes of debt. “Dfree” stands for freedom from debt, delinquency, deficits and freedom to make deposits to savings, earn dividends and possess deeds that represent ownership.